Special Enrollment Period (SEP)
What Is a Special Enrollment Period?
A Special Enrollment Period (SEP) allows you to make changes to your Medicare coverage outside of the regular AEP or OEP windows. You may qualify for a SEP if you experience certain life events, such as:
- Moving out of your plan’s service area
- Losing employer or union coverage
- Qualifying for Medicaid or Extra Help
- Other circumstances determined by Medicare
Why SEPs Matter
Life doesn’t always follow Medicare’s timelines. That’s why SEPs exist — to ensure you can update your coverage when your circumstances change.
Local SEP Guidance in Columbiana & Mahoning County
If you’ve searched for Medicare Special Enrollment near me in Columbiana or Mahoning County, Arcuri & Associates can help you confirm your eligibility and guide you through the steps.

