Hospital Indemnity Insurance

Extra Protection for Life’s Unexpected Hospital Stays

Even with Medicare, hospital visits can leave you with out-of-pocket costs. Hospital Indemnity Insurance helps fill those gaps by providing cash benefits for expenses Medicare doesn’t fully cover. At Arcuri & Associates Assurance Agency, we help clients across Columbiana County, Mahoning County, and Northeastern Ohio understand how this coverage can protect both health and savings.

Doctor in white coat helping elderly man in wheelchair, hospital room.

What Is Hospital Indemnity Insurance?

Hospital Indemnity Insurance pays a set cash benefit if you’re hospitalized. That money can be used for:

  • Deductibles, copays, or coinsurance not covered by Medicare
  • Prescription medications or follow-up care
  • Travel, lodging, or household expenses while recovering
Medical staff assist an elderly man walking in a hospital room.

Who Needs Hospital Indemnity Coverage?

This coverage is especially helpful for:

  • Seniors on Medicare looking to limit surprise costs
  • Retirees in Northeastern Ohio who want added peace of mind
  • Families searching for hospital indemnity insurance near me to protect against unexpected bills
Family visiting a smiling elderly woman in a hospital bed.

How Much Does It Cost?

Premiums are often low and depend on age, health, and level of coverage. We help you compare options so you can find the right balance of cost and protection.

Doctor in white coat converses with smiling older patient; hospital hallway; two healthcare workers in background.

Why Hospital Indemnity Matters

A single hospital stay can lead to hundreds — or even thousands — of dollars in costs not fully covered by Medicare. Hospital Indemnity coverage helps prevent these costs from becoming a financial burden.

Why Choose Arcuri & Associates Assurance Agency?

01

Face-to-Face Education

We sit down with you to explain exactly how this coverage works.

02

Ongoing Support

Before, during, and after enrollment, we’re here with guidance.

03

Local + Licensed

Serving Columbiana County, Mahoning County, and Northeastern Ohio, with licenses in OH, PA, WV, and FL.

04

No consulting fees

You’ll never pay extra for our education-first approach.

Looking for hospital indemnity insurance near me in Columbiana or Mahoning County? At Arcuri & Associates Assurance Agency, we make sure you understand your options, feel confident about your coverage, and have ongoing support whenever you need it.